A number of people have contacted us about the GIA and its ability to help them. The problem with this is that the GIA is not allowed to provide any legal assistance. This is not because the organization itself is bad or incompetent, but rather the law protects those who provide legal aid from being liable for the legal costs that come up in court.
If you have received a credit report from a lender, you will probably find that it contains an entry about credit repair or credit counseling services. This credit report is not legally required to be accurate, however it does reflect how your lender’s view you.
If you think that your credit has a few holes in it then it is probably worth checking out the services offered by the GIA if you have some doubts about your credit history. If you are thinking about making any sort of changes to the way that you pay off your debts then the GIA is one of the few organizations that will help. Many lenders will only give you limited assistance when you start to make a number of inquiries into your credit history.
This is because they do not want to know what you are doing with your credit. They also don’t want to know where you got the loans that you have. However, the GIA can legally give you some advice about credit repair and debt management.
The GIA can also help you if you are looking to get a new loan. It will be a bit more complicated than if you have problems with your current creditors, but it is still something that you can try to work with.
The GIA will most likely not offer credit repair services if you are going to use the services of a collection agency. Most collection agencies do not work with the GIA. If you are going to use one of these agencies then the GIA will not be able to provide advice or legal assistance because these companies will be collecting a percentage of the money that you owe.
If you are having trouble paying off your credit card bills or if your debts are becoming larger or if your credit has become damaged then you may be interested in seeking credit repair or debt management help from the GIA. If you have been having difficulty finding a reputable credit counseling services then the GIA may be the help that you need.
Before contacting a credit counselor for help you should first know the type of service that the counselor will offer to you. A credit counselor is someone who will give you advice about the types of debt that you are currently having difficulties with. There are credit counseling services available that will give you all sorts of information on credit repair and management services.
You should ask any credit counselor that you are considering about how long the credit counseling service has been in business. This is important to find out because you want to know if they are well known in the credit repair field. The longer the service has been around then the more likely it is that they will be reliable and will be able to help you with your credit problems.
You should also ask about the fees that the credit counselor charges you. Some services are not free. It is important to make sure that you find out what the monthly fees are before you agree to anything else. Some services will charge a monthly fee and others will charge by the hour.
Before you choose a debt counselor you should also take a look at their credentials. The best counselors will be licensed and certified in the credit counseling field.
